Scandinavia and the World

Comments #9597982:


New World 18 2, 7:08am

@firerosearien That depends on your bank and/or the retailer. Wal-mart in particular decided it would be too difficult for customers to use a PIN and don't ask for one on any purchase under $50. Small banks and credit unions are pretty ticked off about this, as it causes problems with their anti-fraud algorithms. (They could have blocked many fraudulent purchases before they occurred.) When I buy something under $50 at Wal-mart, I don't have to use a PIN. Everywhere else my credit union requires one, no matter the amount. I can buy a bottle of water and have to use my PIN at the grocery store. I have no complaints, I'm happy at the additional security. But most of the major banks are waiting for a few years to start requiring PINs. Which is idiotic.